Equity Fund

My mom always highlight to me, a person who never own a job (no income) with a great cash on hand is better than a person who own a job (fixed income) without any cash on hand or little cash on hand.

own a job + fixed income + great cash on hand = GREAT!
no job + no income + great cash on hand = better
own a job + fixed income + no cash on hand / little cash on hand = still ok, but have to work hard
no job + no income + no cash on hand = GG.com.my

no one can work for whole life, with a great cashflow ( net profit income), we have the priority to go for investment, like FD, single premium, fund, property, land, business, equity, stock, share and so on......~


Equity is the portion of the company's asset that the shareholder own, as what we called share market.

as my parents and my relatives always mentioned to me and my sister~

Before we taking up part of the ownership in the company (shareholder), we should understand what exactly we're going to invest in equities. Invest in share of a company not just providing the financial support to the company, but also help to expend the business or turnover purposes.

In fact, invest in stock and share market are always consists of greater risk as the company perform to manage the risk on behalf of us. Therefore, we must understand the company background and the past few years performance volume in the market. The quality performance and the previous report of the company are actually leading the future path for the stock and share in the market.

To invest into share market, the potential of returns must be greater or at least equal to the bank interest rate. For me, I would rather to choose consumer share market instead of plantation share market. Even-though the market up or down, the consumption of consumers is still perform. There's a potential to grow in the share market now.

But is depends on what u're actually focus on, what u needed, and what u interesting on. All are my opinions and personal views only....

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